When should I speak with a financial advisor?
You do not need to wait for a major financial event. Many people speak with a financial advisor when their finances have simply become harder to coordinate.
That might happen as income increases, a corporation accumulates significant savings, retirement approaches, a business transition becomes more likely or estate and family considerations become more important. At that point, having one plan connecting tax, investments, retirement and long-term wealth decisions can make the next steps much easier to evaluate.